Protect your perfect car—inside & out

Explore worry-free protection plans

Vehicle Service Contract

Optional vehicle service contracts as low as $48/mo

With Renaissance, get your perfect car plus an optional vehicle service contract for less than you would pay our competitors for just the car. Your ride is covered from day of purchase, plus:

  • Build your own personalized coverage
  • Choose your own repair shop
  • Finance 100% of the contract
  • Cancel at any time and get refunded for unused portion

Coverage may vary for cars older than 5 years. Some vehicles do not have the option of a vehicle service contract and/or personalized coverage. Monthly payment based on a 60-month finance term.

Covers all the core systems


Average cost to repair $5,329

Steering & suspension

Average cost to repair $1,788

Heating & cooling

Average cost to repair $1,402

Electrical & computer

Average cost to repair $808


Average cost to repair $2,171

Braking & traction control

Average cost to repair $1,574

Fuel system

Average cost to repair $1,382


Average cost to repair $1,129

Coverage also includes

Improved resale

This plan is completely transferable to the next owner, enhancing the sales attractiveness of your car.

Alternate transportation

You can receive reimbursement of up to $40 per day for a maximum of 10 days for rental cars, ride-sharing services, and similar expenses.

Emergency roadside help

You are eligible for up to $100 in towing expenses per covered mechanical breakdown.

Travel breakdown

You can receive up to $100 per day for food and lodging, with a maximum of $500 per occurrence.

Replace fluids

This plan covers the replacement of fluids, oils, greases, lubricants, and approved A/C gases.

Appearance & Dent Protection

Appearance protection at Renaissance Cars

What is appearance protection?

PermaPlate’s appearance protection shields your vehicle from the inevitable wear and tear of daily use. Designed to minimize the cost of common interior and exterior repairs, it offers extensive coverage for various surfaces such as exterior paint, interior fabric, leather, and vinyl.

Convenient and cost-effective:

  • Ensure your vehicle maintains its pristine condition for up to 5 years with PermaPlate included in every car
  • Enjoy unlimited repairs with no claim limits
  • Experience zero out-of-pocket expenses for covered repairs or replacements
  • Benefit from repairs conducted by authorized PermaPlate technicians
  • Receive rental car reimbursement of up to $50 per day, with a maximum of $250
  • Additional charge of $699 applies to all cars for this product.

Common interior repairs

  • Ink stains
  • Odors
  • Blue jean dye transfer
  • Food & beverage stains
  • Spills
  • Grease stains
  • Pet stains

Common exterior repairs

  • Sun damage
  • Fading & oxidation
  • Tree sap
  • Insects
  • Headlamp & lens fading
  • Bird droppings
  • Hard water spots

Optional dent protection as low as $11 a month

What is dent protection?

With PermaPlate’s dent protection, you’re shielded from the unexpected bumps and bruises of everyday life, whether it’s a minor ding from a shopping cart or damage from a hailstorm. Our paintless dent repair process ensures seamless restoration without the need for sanding, painting, or body fillers.

Convenient & cost-effective:

  • No out-of-pocket expenses or deductibles required
  • Enjoy unlimited dent and ding repairs
  • Lifetime guarantee for lasting peace of mind
  • Repairs for dents less than 4 inches in diameter
  • Performed by certified technicians available nationwide
  • Transferable to the next owner for added value
  • Hail benefit of up to $1,000 (see agreement for details)

Dent protection has you covered.

For just $649 (or as low as $11 per month), enjoy comprehensive coverage with unlimited repairs for 5 years. This cost can be conveniently included in your monthly payment plan.

Guaranteed Asset Protection (GAP)

Optional Guaranteed Asset Protection (GAP) for only $17 a month.

What is GAP coverage and why does it matter?

GAP coverage provides essential protection if your vehicle is stolen or declared a total loss due to an accident. Here’s why it’s crucial:

  • Financial Protection: You’re safeguarded financially if your car is stolen or deemed a total loss.
  • Coverage for Deductible and Outstanding Balance: GAP coverage covers your insurance deductible and any remaining balance on your car loan.
  • Affordability in Replacement: It ensures affordability in replacing your totaled vehicle.

For just $999 over 72 months (unless otherwise limited by state law), you can enjoy peace of mind with GAP coverage. Reach out to the dealer for further details. Monthly payment calculations are based on a 60-month finance term.

GAP coverage

Shield yourself from unforeseen circumstances. With GAP coverage, you won’t find yourself without transportation.

Car loan value example: $20,000

  • Market value (insurance payout)   $15,000
  • GAP covers  $5,000
Protected from the unexpected.

For just $999 upfront (or $17 per month), you’re safeguarded in the event of a total loss for your car. This cost can be conveniently included in your monthly payment.


Many manufacturer’s warranties do not cover all the core systems and electronics. Most vehicle service contracts can extend your coverage to cover the average time of ownership—up to 5 years or 60,000 miles—so you can drive happy knowing you don’t have to think about unexpected costly repairs.

Yes, you can easily add these into your financing through the checkout process online or when you come in store.

We cannot include the price of the protection plans in your financing after you make your purchase and take it home. An Experience Guide is happy to talk you through your protection options before purchase to answer all your questions. 

If you added optional protection plans to your purchase, you’ll get detailed information on your coverage when you pick up your car. This includes how to use your protection plans and contact information to make a claim. If you have questions when you pick up your car, your Experience Guide will be there to help.